Best online loans for bad credit -Online loan places for bad credit: get the help

At Good Finance you just have to follow three simple steps to receive the money you need in your bank account. You will only have to choose the amount of the loan and its duration, complete the application online and in a few minutes you will receive the money. Our free 100% online fast credits focus on the microcredit category, ranging from 50 USD to 1,000 USD to be repaid within 90 days with the possibility of extension.

Below, we analyze some of the strengths of our online financing offer step by step.

Online loan places for bad credit: get the help you need without the hassle

To start, it should be noted that the best solution to get out of trouble is to request an online loan for bad credit from our official page From this page, you can receive the capital without paperwork, without hidden expenses of any kind since you will only have to send the minimum information necessary to start the process.

The requirements to apply for one of our loans are as follows:

  • Reside in the national territory of Spain.
  • Be of legal age between 21 and 65 years.
  • Not be listed in Credit Financial Institutions with debts greater than 1500 USD.
  • Have a bank account in your name.
  • Have your own mobile phone line.

The loan simulation tool is a very useful tool to know the approximate conditions of fast online credit. You only have to select the amount of money and the term for the return, which is a maximum of 3 months. From this selection, you can send the request that the system will process to determine if you receive the loan in just a few minutes in your bank account. Knowing more about the conditions of the microloans will help you decide better on the convenience of the service and when it will be useful to ask for it.

The responsible use of money given in loan mode is recommended.

Also, use is suggested to plug those small holes that pop up from time to time. Therefore, the speed with which the system processes requests is very convenient to get help just when you need it.

The online microcredit system without payroll of Good Finance offers you an effective solution for any unforeseen situation that may appear in the future. Once you check the transparency of the entire process, you can be more confident about the solution that Good Finance provides to its clients in a consistent way.

Regular customers of the system can request up to 1,000 USD with the possibility of making returns in a longer period than new users. This is the advantage of being a recurring user, where you will find all the relevant information on the financing process.

Currently, the vast majority of applications are accepted at Good Finance. As you can see, the probability that you receive your credit without payroll online is really high, one of the highest in the sector.

In summary, we offer excellent fast loan services for a wide profile of users in Spain. If you are looking for a reliable solution to your financial problems, you can count on our help to ensure your stability in the future. You can read more about each step of the process on our website to get a reliable idea of ​​how easy it is to ask for money through their system.

Many people have already benefited from the online mini-credit without payroll that Good Finance grants every day, you can also be one of them! Join one of the fastest-growing communities on the Internet. At the bottom of the page, you will find the necessary contact information to ask questions or ask any questions you have pending. Keep in mind that the transparency of the process is what makes it so reliable for everyone.

Which documents are required for the loan application?

Today, hardly anything is as easy as taking out a loan. Lending has been made very simple in many banks, especially in the online area with online loans, in recent years. No wonder – after all, the lending business, especially in times of penalty interest from the Lite Lender, is the number one business area for many banks for money parked there.

Nevertheless, there are certain things that every bank and lender wants to and must clarify before deciding on a loan! Above all, these are:

  • Your identity
  • Your employer
  • Your income and expenses (household bill)

In addition, there are other documents and information that may be necessary for different types of credit. More on that later.

You need that for a normal personal loan

You need that for a normal personal loan

It is of course important to clarify your identity. With a branch loan, it’s relatively easy – you audition in the branch, show your ID and the bank clerk knows who you are. The process for online loans is now very similar to that of a branch loan. Of course, there is still the good old Postident procedure. You have to go to the post office with an appropriate form, which will be sent to you by the lender, and have your identity confirmed by a postal employee. To do this, you must either show your staff or passport. The form is then sent back to the potential lender.

But there is now also an easier and faster way of identification that many online banks offer their customers. In the so-called video identification procedure, you make a phone call to a bank employee or a service provider employee. Here you show your ID clearly visible to the camera and let the employee legitimize you by comparing your face with the picture in the ID. As such, exactly what is happening in the branch happens here, with the difference that you are at home.

Your employer – here the “right” employer can bring you advantages

Your employer - here the "right" employer can bring you advantages

If you want to take out a loan, your employer will usually be asked. There are two reasons for this: On the one hand, there are banks that use test calls to check whether you really work for the specified employer (this can happen with higher sums). On the other hand, an employer provides information about how secure a job really is, at least at first glance. Because even if the general job security is already very high for permanent positions, banks still have a certain classification, which employers are considered very safe and which employers could be more at risk of becoming unemployed.

If you are employed by an employer from the safe classifications, this can lead to better conditions in terms of interest rates at some banks. A permanent position in the public service, for example, is always welcome when lending (is often also referred to as a civil servant loan). On the other hand, a permanent position in a small craft business is a safe source of income for the moment; however, the security over the loan term could be classified as rather weak, which can slightly increase the interest rate.

Be sure to note! It is important that you do not make any false statements. This can result in your lender terminating the installment loan once granted and possibly making claims for damages against you. In addition, you must submit evidence of your details. At this point at the latest, a possible dizziness would be noticed.

Income and expenditure – a lot is often decided here

Income and expenditure - a lot is often decided here

When asking the employer, it’s about getting a rough idea of ​​job security. Ultimately, income and expenses are about how much credit you can or should afford.

First of all, self-disclosure is necessary. That means you have to state what your monthly costs are. These include e.g. B. Rent, charges for a house loan and costs of managing your apartment or house (operating costs, heating, electricity, etc.). The following items are important here:

  • cost of accommodation
  • Additional insurance
  • Maintenance costs for children or partners
  • More credit installments

A fixed amount for current living expenses is added to these current obligations. The total amount will be compared to the income you specified. As a rule, you have to prove your income in the last three pay slips. The self-employed usually have to prove their income on a profit and loss account.

The specific documents you need for a normal consumer credit are merely:

  • Your current identity card or passport
  • Pay slips for the past three months
  • For pensioners, the pension notification
  • Proof of additional income (if provided)

At this point, most banks already make an initial credit decision as to whether the desired loan is granted to you or whether your loan request should be rejected.

Loans that may require additional evidence

Loans that may require additional evidence

You can also compare other types of credit for which you may need further evidence or documents. If not already when the loan is taken out, then at least afterwards. Additional documentation may be required for these dedicated loans:

  • car loan
  • debt restructuring

With many car loans, the lending bank requests the vehicle registration document as security. However, in our loan comparison you will also find a whole range of providers who do not provide the vehicle registration document and who only have security anchored in the loan agreement. However, proof of the appropriate use of the loan must nevertheless be provided here.

If, on the other hand, you want to reschedule, you should specify all loans that you want to reschedule and, of course, those that you have beyond that when rescheduling. Do not skip any loans, because the new bank will query your credit rating to verify your details. For some banks, the credit rating query is sufficient to prove the current loans. Other banks, in turn, request the loan agreements, e.g. B. to determine the exact remaining debt.

How are credit requests actually checked at most banks?

When reviewing credit requests, the following things are considered:

  1. Are you already 18 years old, fully legally competent and legally competent and under the maximum age?
  2. What is your current monthly income (work income, pension, etc.)
  3. How much are the monthly expenses?
  4. What do credit bureaus like credit rating show about your payment habits and your reliability?
  5. Does the bank itself have scoring information about you, such as previous business relationships? Otherwise general scoring values ​​are used

Why and why apply for payday loans?

The answer to the question, “why apply for a loan” usually has a common denominator to those who ask it: the need for financial resources. And as strange as it may seem, even people with more money usually turn to borrowed money. Online payday loans can be a fundamental help, both in situations where the need is small and timely, and in cases where the amounts are large, and used for the development of a business or the purchase of a product whose value is out of reach in one payment. In short, a certain amount of money is needed, and credit is the fastest way to get it. In addition, these types of loans require a simpler number of requirements than traditional banks.

What are the main reasons why a loan is requested?

money debt

Each individual may have certain reasons to request financing, but below are some of the main reasons for which Spaniards seek financing:

  • Unforeseen expenses: In the times that run many families can only live, unfortunately and literally, daily juggling income and expenses. That is why any type of unexpected expense can break this balance and disrupt the economy. In this way, and in these situations, it is common to use loans to solve them.
  • Purchase and maintenance of cars : We need vehicles in our lives as a form of travel. Sometimes it is even the only option to reach certain places, either due to schedules, location or incompatibilities with public transport. The car is the vehicle most used by the Spaniards, and due to its relatively high cost, it is an expense that cannot be paid in a single term and for which financing is usually used. But the car is a double expense, since its use and maintenance requires a constant expense. Fuel, insurance, breakdowns, fines.

Other expenses derived from the car for which the Spaniards request financing

money debt

Household expenses and renovations: We Spaniards like to go out and enjoy the weather, but obviously, our houses are surely the place where we spend more time. A reform in the kitchen, a new television, putting a shower instead of a bathtub, are typically the reasons for which a credit is requested.

  • Studies and training: in the broadest sense of the word. Sometimes going back to school in September is a headache for parents. Tuition, uniforms, books, food … make the beginning of the course need an economic boost. It is also usual to request a loan to pay the university tuition, since the amount is high in both public and private entities. Any type of training such as courses, or a master’s degree, are other usual reasons.
  • Debt reunification: it is not an isolated event, having several loans at the same time. The home mortgage, the letter of the car, a mobile phone or an appliance financed by installments.

When cartoons come from different sources

money debt

Vacation and travel: For many, it is the only way to spend money that makes you richer. And people do not hesitate to ask for funding to discover the world, or to disconnect from the routine and have a family vacation.

  • Health / aesthetics: It is another of the most common issues in which the Spanish ask for financial help. From “putting the device” on the dentist, to purely aesthetic surgery operations are usual explanations when applying for a loan.
  • Wedding baptisms and communions: As much as to attend them, as to organize such an event. These social activities require some economic power. A suitable wardrobe, the gift, the menu, the perfect place to do it are “mandatory” expenses for a multitude of Spaniards, and for which to be part of them a loan is requested.
  • Common and current expenses: Gifts on specific dates, whims, and any type of small daily expense, also appears in the list of reasons why Spaniards turn to financing companies for help.

This is only a list in which the main reasons of the applicants are found

money debt

Each person in particular may have certain needs, and you may have others according to your priorities and, likewise, you will be able to access this type of financial support. What there is no doubt about is that this kind of specific help can be of great help, both to solve specific problems, and to create personal and professional development.

Auto credit simulator

The credit simulator is useful for those who want to make a loan. It saves time because by using a simulator, you will no longer need to move to ask for information from different financial institutions.

In addition, the simulator offers you the best credit offers that exist. You can find the bank that suits you with a simple internet connection and a connected device without leaving your home. The credit simulator is fast and efficient.

The credit simulator is completely free and allows you to save a lot of money. It is also very useful for banks as it can help them attract customers. Using a credit simulator also helps you to have fees already negotiated by the site.

Definition of a car loan

Definition of a <a href=car loan” />

An auto loan is a loan that is granted to finance the purchase of a vehicle. The latter can be a new or used car depending on the needs of the borrower. The car loan does not require a personal contribution as in a mortgage. The duration of the credit is shorter in comparison with other types of credit because it lasts at least 3 months.

The money the bank makes available to the borrower for a car loan should only be used for this purpose and not to finance other projects. For the purchase of a motorcycle or other vehicle, you can apply for credit that is specifically designed for these types of acquisitions.

Why opt for a car loan?

Why opt for a <a href=car loan?” />

Auto credit offers many benefits. The repayment of this kind of loan can be made over several months. In addition, when signing your loan agreement, you know the amount of all monthly payments and you will have no surprises during the refund.

You could also receive a higher amount by subscribing to a car loan in comparison to the personal loan. Auto credit is all right if you want to buy a car that costs more than 3,000 euros.
You can also make a full or partial refund during the term of your loan without any worries. If you can afford to repay your car loan in advance, you can contact your bank and a contract amendment can be made.

Moms, These are 8 Mistakes to Avoid When Using a Credit Card

Credit cards are one of the most enjoyed banking facilities by customers. No wonder there are so many promotions and merchants working with banks to promote purchases using credit cards to increase their sales.

However, many of the credit card users use this one card irresponsibly. When in fact, by using a credit card, you are in debt with the bank. To avoid your finances being a mess due to a credit card, know what mistakes you might be making.


8 Mistakes Regarding Credit Cards

Here are 8 mistakes that are often made by credit card users that can get them stuck in credit debt.


Not Strategic in Use

Not Strategic in Use

Credit cards are made to anticipate crimes that can arise from the use of debit cards for shopping such as direct access to your account or spending without an intermediary. However. One of the advantages is that by using a debit card, you will be more protected from excessive shopping.

Many use credit cards without thinking about these benefits. Even though you should use a credit card strategically, for example, for large-risk transactions such as online buying and selling transactions or to avoid financial problems between sellers and buyers.


Late Paying

Late Paying

Your credit status will be bad if you pay late. In addition, you also have to pay interest due to late payments. Therefore, if you want to use a credit card, make sure that you can pay it in a timely manner. Mark your calendar or make a reminder 7 days before the date your bill is due.


Using a Credit Card Maximally

Using a Credit Card Maximally

Maximizing the use of your credit card to a limit can damage your credit, especially if you can’t pay it back. This can also avoid excessive shopping habits. Ideally, you can use approximately 30% of your credit card limit.




Credit card debt is one type of debt that can be very detrimental to you. Credit card debt can accumulate and gradually the amount will increase. Of course you don’t want your entire finances to run out just to pay off debts from your unnecessary shopping, right? Therefore, as much as possible avoid credit card debt.


Pay with a Minimum Amount

Pay with a Minimum Amount

When you want to pay a credit card bill, you must have seen a minimum payment option. Never be tempted to pay this amount. The first reason is that this can damage your credit status. The bank will judge that your finances are in trouble and you are likely to stop paying bills.

Second, the minimum payment is given with the loan interest on the amount that has not been paid. The interest on this loan can be very large, especially if accumulated, until the interest exceeds the amount you have not paid.


Not Checking Credit Card Bills

Not Checking Credit Card Bills

You must always remember to check your credit card bill because it is possible that the seller made a mistake in inputting the number or the bank put on a transaction that you did not do. Check whether the amount matches the receipt you saved, then whether you did the transaction.

By always checking bills, if the bank makes a mistake on your bill, you can report it immediately so that it can be processed quickly.


Withdraw Cash

Withdraw Cash

Like a debit card, your credit card can also be used for cash withdrawals through an ATM (Automatic Teller Machine). The difference is that the cash you withdraw using a credit card will be charged an interest of 20% (depending on the policies and regulations of the bank).

If you do not want to pay the loan interest, you should avoid using a credit card to withdraw cash. Arrange your shopping method so that you won’t run out of cash.


Don’t Care About Rewards


Rewards are a bonus given from the bank to credit card users. This bonus is usually “free money” that you can use like a balance on your credit card. You get “free money” from using a credit card.

You should use these rewards , especially if there is a promotion from the merchant . Be careful when using these rewards, don’t be tempted to shop more just because you want to get more rewards .


Use Credit Cards Carefully

Credit cards are created to facilitate your shopping transactions, you don’t have to trouble carrying large amounts of cash, you can also easily save a card compared to the cash.

You should, as a responsible economic actor, you must avoid the mistakes mentioned above so that your finances will not fall apart later. By becoming a good finance minister, your family’s financial goals will be more easily achieved.

Do you have a credit card? How often do you use these credit cards? Have you ever experienced credit card debt? How do you deal with it and overcome it? Share your information with other readers so that they and you don’t make credit card mistakes many times.

Online Car Loan Simulation: Cheap Auto Loan


The purchase of a new or used car requires substantial financing via a credit that many consumers can not afford at one time, even by drawing on their savings. And yet, having a four-wheeled vehicle to crisscross the roads is a personal project that involves more than one. However, the auto loan can fund this type of project completely, without any personal contribution, because it was designed for this purpose.

What is the car loan?

What is the car loan?

The auto loan, car loan or auto financing is a credit formula offered by most banks, whether in branches or online banks. Its purpose is the purchase of a vehicle on credit. This financial loan will provide the individual the funds he needs to acquire an automobile, the optimal credit solution. Note that this is an assigned credit intended for the purchase of a vehicle to the exclusion of any other good or service. In other words, it should only be used to finance an automobile. If the delivery does not take place, the credit can be canceled. Like consumer credit, it is rather easy to obtain. In addition, obtaining the auto loan must go through a few steps, namely, research, comparative offers, simulation and underwriting. We will see one by one how to proceed with each step.

The procedure to follow to obtain automobile financing

The main approach is to look for the loan in question. Since the proposals differ from one banner to another, a comparison of the offers is essential. The differences between the overall effective rates of up to 2 to 3% for the same funding, it is highly recommended to treat the selection of your car loan.

Compare Offers Through the Online Credit Comparator

In just a few clicks, the auto credit comparator makes it possible to compare the offers of the market for free and quickly. The goal is to find the cheapest with the best conditions, the comparator saves money on his credit car. Easy to use, the credit comparator transmits information related to your project to its partners. The latter will then, you establish their respective proposal. All you have to do is choose. In fact, a cheap car loan is a credit whose rate is relatively low. In repaying a loan, interest rates are added to the monthly payments, which often inflates the note. With a low interest rate loan, the total cost will be less significant.

Simulate your car loan

Opting for auto financing in particular is a wise choice. By providing more details on the type of acquisition, the loan amount and the duration of the loan, the simulation tool will give you a first approach to your future loan. Preferably, use a specific simulator designed for auto loans, since the proposed terms are in line with market standards, ie, 7 years maximum. The same is true for the maximum amount allowed, which is equal to $ 60,000.

Subscription opportunities

During the subscription phase, you have three options. The first refers to the traditional practice where you have to go to the office of the organization with the requested files. The second type of subscription is done online via the web, that is to say, on credit platforms. The third possibility is made from a phone call on a dedicated line. Thus, you are free to choose the process that suits you best. In any case, the online subscription is the most requested by its practical side.


Recall that a subscription does not mean that the loan is already granted, it is rather the equivalent of a request. After a review of your file, the bank will give an answer in principle as soon as possible, even in the same day if your profile is convincing. To better supervise the borrower, a counselor can help you for follow-up and personalized support throughout the loan, and even before. Then, the subscription terms are relatively simple.


Always bear in mind that a credit is a commitment. It is therefore important to review your financial capabilities before subscribing. If possible, it is better to postpone the purchase rather than getting into more debt to save a little side, so to build a personal contribution. For its part, the bank will analyze your file based on the supporting documents provided such as credits in progress, payroll, etc. If you decide to submit the auto loan application to your current bank, it is probably better placed to know your budget management. Therefore, if you decide to change banks, you will have to be solvent to unlock the funds.


The different types of auto loan

The different types of auto loan


  • New car credit

By signing a classic car loan, you have two options. First there is the formula “new car credit”. As the name suggests, it allows you to finance the purchase of a new car. Some banks offer this loan on the same terms and rates as younger used vehicles, especially those under 2 years of age or under 3 years of age at most. It has the advantage of being more profitable with its lower interest rate than a used car loan. In general, you can lend between 2500 and 5000 $ for a period ranging from 1 to 5 years. In any case, it turns out that new auto credit is more interesting than used car credit in the context of a simulation.


  • Used car credit

It must be recognized that a used car is cheaper than a new car straight out of the car dealership. Despite this, it represents a huge investment. As a result, used car credit was created. Admittedly, the granting of such a loan represents risks for lenders, both in terms of breaks and breakdowns. In fact, they apply high interest rates of 1.5 to 2 times higher. For an affected loan of this kind, it is available from 1500 USD, especially for the acquisition of a used vehicle. However, it would take more for a new car.


  • The personal auto loan

Drivers who aim high end will not hesitate to look for other ways of financing. The personal auto loan is an alternative to these two options. As a consumer loan, it offers great flexibility in its use hence the possibility of financing this specific purchase. Otherwise, with a larger personal contribution, you could lower the amount to borrow, and therefore, you get a little less debt.

  • The concessionary loan

In addition to financial corporations and banks, car dealerships themselves are among the categories of lenders. By borrowing from these representatives, you will be able to subscribe the credit while signing the contract of sale of the vehicle. Most of the time, these loans are integrated in a “pack” with other services in supplement of which the insurance of the vehicle, the assistance assistance, the extension of guarantee or the subscription maintenance. An undeniable practical advantage. However, making a dealer loan is much more expensive than a car loan.

  • The balloon credit

Rarely requested, the balloon credit corresponds to the situation in which the vehicle is acquired in long-term lease or rental with option purchase. It is sort of a loan in fine whose repayment is to be made in full when the end of the term. This credit is not depreciable over time as for a conventional car loan. It is usually offered by banks and car dealerships.

Why provide auto financing?

As one is never safe from unpleasant surprises, the car loan is subject to an insurance borrower, also called auto loan insurance. It is subject to common protection for both parties, that is, the borrower and the lending institution. Like the principle of any credit insurance, it can protect you against the various risks preventing the continuation of the repayment of deadlines. Risks that may result in disability, loss of employment or death. Specifically, an auto loan insurance can prevent the borrower from being seized the vehicle financed in return for the payment of premiums.

The principle of auto credit insurance

If the insurer assumes the capital due to the financed organization that granted the loan, the bank, for its part, has the guarantee of recovering all the capital lent, even if the insured is no longer able to pay the remaining deadlines. Even though insurance is not mandatory, it is safer to buy insurance to compensate for life incidents. Banks tend to offer their insurance, but you are free to choose another company.

Mortgage loan from EU country

A mortgage loan allows you to buy an apartment or house. Mortgages are provided by banks, credit unions and other credit institutions, and often the real estate itself serves as collateral for the loan.

In the case of a mortgage loan, the interest rate is generally lower and the repayment period longer than in the case of a consumer loan. However, if you fail to meet your repayment obligations and the mortgage collateral is on the property itself, the lending institution may seize and auction the property.

Banks are free to decide whether or not to accept your mortgage loan application. Before a mortgage lender offers you a mortgage, you need to check your creditworthiness.

Whether your financial situation allows you to borrow

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In principle, you have the right to borrow a mortgage from a financial institution domiciled in another EU country. However, it cannot be ruled out that the lending institution will consider your country of residence or place of work when considering your application.

Therefore, you should be aware of the criteria that the lending institution will use to assess your creditworthiness. It is advisable to carefully study and compare the mortgage loan schemes offered by different lending institutions.

Creditworthiness test

money loan

Before offering you a loan, the lending institution should check whether you are creditworthy. You will decide this primarily based on the following criteria:

  • your financial situation (assets, debts, etc.),
  • the value of the property you intend to mortgage.

Therefore, the bank will ask you for a proof of income, since your income is decisive in determining whether you will be able to repay your loan.

The financial institution can offer you a mortgage only if you are able to repay the loan based on the results of the investigation.

If you believe that you have been discriminated against solely on the basis of your nationality, you can do the following: Contact the lending institution (its complaint department) or ask the bank for a written explanation as to why you rejected the mortgage application; if the refusal is based solely on your nationality, you should consult the FIN-NET financial dispute resolution network for out-of-court settlement of cross-border disputes between consumers and financial services providers (eg banks).

The Single European Data Sheet shall contain the following information:

  • the amount of the loan;
  • maturity of the loan;
  • the type of interest rate;
  • the total amount to be reimbursed;
  • Total Borrowing Rate (APR): Displays the total cost of borrowing with a single number. The total cost of the loan is expressed as a percentage of the loan amount to be repaid annually. THM helps you compare different offers;
  • any charges payable on a regular or ad-hoc basis;
  • the number, frequency and extent of the installments;
  • information on the terms of the prepayment and the fees you will have to pay if you decide to repay the loan earlier than agreed;
  • if you are borrowing in a foreign currency: Here are some examples of how the exchange rate can affect your mortgage loan.

The single European datasheet also allows you to compare offers from different lenders and choose the one that suits you best. If the creditor has not provided you with the Single European Data Sheet, you have the right to ask for it.

Under EU rules, the lending institution or credit intermediary must give you at least 7 days to evaluate the offer. In some EU countries, the law provides for a longer period. Depending on where you apply for the loan, this period can be: a reflection period during which you can consider whether the offer is right for you; withdrawal period within which you can change your mind and cancel a loan agreement that you have already signed; a combination of the two.

Early repayment of the mortgage loan

Early repayment of the mortgage loan

You generally have the option to repay all or part of your borrowed loan before the contractual repayment deadline. Early repayment allows you to reduce the amount of interest payable or to enter into a new, more favorable mortgage agreement with another credit institution. The law of each country governs whether or not a lender will be able to claim compensation if you repay the mortgage earlier than specified in the agreement. However, the compensation payable shall in no case exceed the financial loss of the lender from the early repayment.

Mortgage insurance, other services

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Mortgage insurance can come in handy if you are faced with circumstances that prevent you from paying off your debt, such as death, illness or job loss. Lending institutions may require you to take out mortgage insurance. Sometimes the lender will offer you insurance along with the mortgage agreement, but you may not make use of the latter as a prerequisite for the contract. In any case, you have the right to choose from offers from other insurers – but wherever you take out insurance, the insurance coverage must be equivalent to what the lender requires. However, the lender may make it a condition for you to open a checking or savings account with which you will need to transfer the installments.


Auto loan: your loan online to buy your car

Do you need to buy a new car? Depending on the car model chosen, the price may rise quickly, and maybe you do not have the full amount immediately. Do you need financing to make this important purchase? Discover the different Good Finance car loans: new car loans, or second hand. These personal loans allow you to finance the purchase of any type of vehicles.

Used Good Finance car loans

Used Good Finance car loans

When buying a used car, like a new car, the used car loan granted by Good Finance is a personal loan. The Domoprêt personal loan enables you to finance the project that suits you, from $ 1,500 to $ 75,000. The auto credit simulator, available free on the site allows you to test all the scenarios you want. Choose the amount and duration of your loan, between 12 and 72 months, to know the APR associated.

Good Finance New Car Loan

Good Finance New Car Loan

Buying a new car is more expensive. You need more funding. With or without a personal contribution, discover the new Good Finance auto loan. This financing solution allows you to buy any type of vehicle: electric car, hybrid, city car, or classic car!

Like the Auto loan, the GF personal loan allows you to borrow from $ 1,500 to $ 75,000, for a maximum of 72 months.

How to benefit from the Good Finance car loan?

How to benefit from the Good Finance car loan?

Make a loan simulation to know your monthly payments , the credit term that suits you best, and the total cost of your credit. Then go online in a few clicks on the secure area of ​​the Good Finance site. Include with your subscription the contract and the supporting documents requested. A reply of principle is given to you immediately. The process is easy and fast. You have a withdrawal period of 14 days if you change your mind. This period can be reduced to 7 days (1) if you wish to benefit from the funds more quickly. You now have all the information you need to make the right choice. Do not hesitate and make an online simulation to find out which amounts, duration and interest rates are the most profitable for you.

(1) Release of the funds after final agreement of Good Finance, at the end of the withdrawal period of 14 days, which can be reduced to 8 days at your request.


Used Car Buying – Freedom of Movement Anywhere – Car Loans

Spring and summer are the times when you realize that you have been sitting at home long enough – to go out, see new places or visit old friends or relatives. Nowadays, bicycles are an increasingly popular mode of transportation in cities, but holidays are the time when you want to go for a natural breastfeeding and the most convenient way to do this is by car. The machine gives you freedom of movement and access anywhere, anytime.

If buying a used car is just about to happen, here are a few things to look for when looking for your new and trusted friend. The places to search for a car are different. You can search for it on internet classifieds sites like cash loan, at car dealerships or even in used car dealerships. If you are not confident about your car’s technical know-how, don’t be ashamed to look for help from family and friends as this purchase is important and not cheap. However, there are a couple of things that need to be considered right from the start.

Buying a used car gives you freedom of movement.

car loan

As you have watched a used car that you find interesting, check the number plate immediately on the eLHGD portal, which will display both technical inspection data, annual mileage, average fuel consumption and other data. If the advertisement contains the car’s DAN number, it is also possible to check the car’s origin and history, if it was not first registered in Latvia, on portals like AutoDNA.

What is a Used Car Dealer?

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The 21st Century provides ample opportunity to find out about individuals and companies selling cars. You can check out the seller’s Facebook profile, which he deals with, whether selling cars is not his daily routine, or if you don’t have any friends in common to ask about this person and his goodness. This is, of course, subjective, but no less important.

Service history for used car.

It does not matter whether the machine is first registered in Latvia or elsewhere. If it is regularly maintained and taken to an authorized service center, information about all repairs will be retained, which will also tell you more about the machine and its past. If regular maintenance is performed by authorized service personnel, the machine is less likely to have a hidden malfunction or poor quality repair.

Thorough visual inspection of a used car.

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Carefully inspect the machine from the outside as well as from the inside. Pay attention to the bodywork whether the color is homogeneous, or if any part is changed or repainted, which could indicate that the machine is crashing. For machines under the age of 10, rust is a bad sign. This indicates that the machine has not been properly maintained. If the car has relatively low mileage but the cabin areas (steering wheel, gearbox handle, seats and pedals) are noticeably worn, this may indicate that the mileage is misleading. At first glance, it is also advisable to look under the hood for any oil leaks or other immediately visible defects.

Test drive.

When starting the machine, check that all the panel lights are on and that there are no warning signals or errors. Test the steering and gearbox, and listen to the car while driDANg, or not. If possible, try to drive down an uneven road to test the suspension and develop the maximum allowed speed to know how the car behaves when picking up and holding.

Service inspection.

The cost of this test is around 50-100 euros for a machine that is around 10 years old. This money should not be spared as the machine diagnostics will help you to find out more in depth whether it is in order and safe to buy. If the car salesman refuses such an opportunity, then obviously he is hiding something. An honest seller will not oppose the check.

No matter how careful you are when buying a used car, it must always be remembered that it is more or less a game of luck. Even its seller may not be aware of any problems that will only follow and arise for the next host. This is not a cheap purchase, which also often takes quick loans, so all aspects need to be considered. You can apply for a credit here. Have a successful quest!

Good Finance Opinions and review of an EXPERT

Thanks to the evolution of technology and the Internet in recent years, the financial sector has also benefited, since through financial platforms they can operate a large loan application quickly and easily, this being the most suitable option . An international page that was originally created in Finland, but thanks to the growth, it was expanding in South and North America, Europe and Asia.

What is Good Finance? How does it work?


The company is an online platform that provides international services in the financial field. It specializes in fully automated banking processes, offers credit approvals instantly with security, transmitting total confidence to the user.

These websites allow individuals to apply for credits or loans online from € 25 to € 5,000. While in the case of companies, they have the possibility to enjoy various options and financial solutions with ease of terms between approximately 6 months and 12 months.

It is one of the leading companies in Europe in terms of online loans to consumers and some medium-sized companies, it does not have any physical branch since its operation is mainly a mobile bank. It works 24 hours a day, seven days a week through its website, mail or live video chat. Opening an account in it only takes a few minutes, since no documentation is required. Through this you can manage accounts, request flexible credits, synchronize SureCard type credit cards and also, allow you to send money to accounts of clients and non-clients.

Credit products offered by Good Finance


It provides its customers with the best interface in terms of loans and banking processes in general through its mobile application and website, the responses of the processes are almost immediate.

Next, know what credit products you offer to your customers:

  • Microloans: this financial service has been available since 2005, it is fast and reliable access for those users who require access to small amounts of cash from € 25 to € 1,000 with terms from 7 to 90 days. This credit option can be managed from the application or website with complete peace of mind.
  • Plus Loans: mainly available to those customers who have a history of money reimbursement rated as positive. This product offers the opportunity to acquire a higher amount of cash, compared to the previous product, the amount ranges between € 300 and € 5,000. The expiration period corresponds to 24 and 36 months respectively.
  • Credit Limit: it came out in 2013, so far it is one of the most prominent and important products in the group thanks to the flexibility that characterizes it. With this product users can withdraw, reimburse and redesign the amounts of money but within the maximum credit limit allowed according to their cash flow situation in the respective account, normal credit limit equals about € 3,000.
  • Bussines: it is the most suitable option for small businesses in expansion processes, where the requested money is normally used for working capital and bridge financing, the amounts range between € 2,000 and € 100,000.
  • Prime Loans: it was launched in 2017 and is considered the largest loan the group offers, with a maximum amount of € 20,000 and the ease of payment terms of up to 10 years.

Good Finance Micro Loan: A very easy option

Good Finance Micro Loan: A very easy option

Within its banking products and options, it offers the public the possibility of requesting a micro loan, it is called by the financial platform the easiest and fastest option to apply for loans, without any guarantee. Here are some brief features of the service:

  • The minimum amount to request this product is € 50 and the highest is € 700.
  • When requested for the first time, the amounts range between € 50 and € 300 , the second time being the slightly higher limit of about € 700.
  • The requested amounts that are less than € 500, have a maximum payment period of 30 days , to be refunded. While, the amounts over € 500, have a period of 45 days for return.
  • There are a variety of amounts that fit the needs of each of the users.

Credit and Good Finance loans

This financial page applies to its existing and new customers an evaluation using a behavior score card. The evaluation is based on a FICO analysis , studying public records bases, national credit records, statistical databases and public taxes (when these are available), all this in order for the financial entity to make a the task is little easier and faster when it comes to granting a loan to any of its clients.

The media behavior scoring system in recent years resulted in the approval of the loans requested was 14%.

Opinions about Good Finance

Since its inception the company has given much to talk about positively, it is the most popular financial platform in Europe and on other continents in the world.

Many users call that the procedures are transparent and safe, since the levels of security within the platform are quite media and rigorous. Thanks to this, the operations within the application and the website are quite fast and simple, users comment that they perform these operations from the comfort of their home, offices or family outlets through their smartphones and desktops or laptops.

One of the most common opinions on pages and forums is the ease of requesting loans and loans any day of the week 24 hours a day and you get answers to these procedures quickly effectively.

How to apply for a Good Finance micro loan?

The request can be made in two ways:

Via Good Finance on the mobile device, computer or tablet

  • Start the application: locate the main menu tab and select the amount and the deadline to return the requested money.
  • If you are a new customer you must enter personal information such as name, surname, DNI or NIE, mobile phone and email and then make the identification online.
  • In the case of existing customers, you must select the “personal area” and enter the data such as mobile phone and the PIN code of the company that provided you with the first loan.
  • Then click where it says request.

Requirements to apply for a Good Finance micro loan

Requirements to apply for a <a href=Good Finance micro loan” />

This company is the most advanced financial platform in terms of banking technology, the request for its products is made easily and simply, using electronic devices that you can have at home such as smartphones, tablets and computers, apart from that you need :

  • Be over 18 years old and in the case of Spain, reside in the country.
  • Have a mobile number where you will receive notifications and the PIN code.