Archive July 2019

Good Finance Opinions and review of an EXPERT

Thanks to the evolution of technology and the Internet in recent years, the financial sector has also benefited, since through financial platforms they can operate a large loan application quickly and easily, this being the most suitable option . An international page that was originally created in Finland, but thanks to the growth, it was expanding in South and North America, Europe and Asia.

What is Good Finance? How does it work?

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The company is an online platform that provides international services in the financial field. It specializes in fully automated banking processes, offers credit approvals instantly with security, transmitting total confidence to the user.

These websites allow individuals to apply for credits or loans online from € 25 to € 5,000. While in the case of companies, they have the possibility to enjoy various options and financial solutions with ease of terms between approximately 6 months and 12 months.

It is one of the leading companies in Europe in terms of online loans to consumers and some medium-sized companies, it does not have any physical branch since its operation is mainly a mobile bank. It works 24 hours a day, seven days a week through its website, mail or live video chat. Opening an account in it only takes a few minutes, since no documentation is required. Through this you can manage accounts, request flexible credits, synchronize SureCard type credit cards and also, allow you to send money to accounts of clients and non-clients.

Credit products offered by Good Finance

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It provides its customers with the best interface in terms of loans and banking processes in general through its mobile application and website, the responses of the processes are almost immediate.

Next, know what credit products you offer to your customers:

  • Microloans: this financial service has been available since 2005, it is fast and reliable access for those users who require access to small amounts of cash from € 25 to € 1,000 with terms from 7 to 90 days. This credit option can be managed from the application or website with complete peace of mind.
  • Plus Loans: mainly available to those customers who have a history of money reimbursement rated as positive. This product offers the opportunity to acquire a higher amount of cash, compared to the previous product, the amount ranges between € 300 and € 5,000. The expiration period corresponds to 24 and 36 months respectively.
  • Credit Limit: it came out in 2013, so far it is one of the most prominent and important products in the group thanks to the flexibility that characterizes it. With this product users can withdraw, reimburse and redesign the amounts of money but within the maximum credit limit allowed according to their cash flow situation in the respective account, normal credit limit equals about € 3,000.
  • Bussines: it is the most suitable option for small businesses in expansion processes, where the requested money is normally used for working capital and bridge financing, the amounts range between € 2,000 and € 100,000.
  • Prime Loans: it was launched in 2017 and is considered the largest loan the group offers, with a maximum amount of € 20,000 and the ease of payment terms of up to 10 years.

Good Finance Micro Loan: A very easy option

Good Finance Micro Loan: A very easy option

Within its banking products and options, it offers the public the possibility of requesting a micro loan, it is called by the financial platform the easiest and fastest option to apply for loans, without any guarantee. Here are some brief features of the service:

  • The minimum amount to request this product is € 50 and the highest is € 700.
  • When requested for the first time, the amounts range between € 50 and € 300 , the second time being the slightly higher limit of about € 700.
  • The requested amounts that are less than € 500, have a maximum payment period of 30 days , to be refunded. While, the amounts over € 500, have a period of 45 days for return.
  • There are a variety of amounts that fit the needs of each of the users.

Credit and Good Finance loans

This financial page applies to its existing and new customers an evaluation using a behavior score card. The evaluation is based on a FICO analysis , studying public records bases, national credit records, statistical databases and public taxes (when these are available), all this in order for the financial entity to make a the task is little easier and faster when it comes to granting a loan to any of its clients.

The media behavior scoring system in recent years resulted in the approval of the loans requested was 14%.

Opinions about Good Finance

Since its inception the company has given much to talk about positively, it is the most popular financial platform in Europe and on other continents in the world.

Many users call that the procedures are transparent and safe, since the levels of security within the platform are quite media and rigorous. Thanks to this, the operations within the application and the website are quite fast and simple, users comment that they perform these operations from the comfort of their home, offices or family outlets through their smartphones and desktops or laptops.

One of the most common opinions on pages and forums is the ease of requesting loans and loans any day of the week 24 hours a day and you get answers to these procedures quickly effectively.

How to apply for a Good Finance micro loan?

The request can be made in two ways:

Via Good Finance on the mobile device, computer or tablet

  • Start the application: locate the main menu tab and select the amount and the deadline to return the requested money.
  • If you are a new customer you must enter personal information such as name, surname, DNI or NIE, mobile phone and email and then make the identification online.
  • In the case of existing customers, you must select the “personal area” and enter the data such as mobile phone and the PIN code of the company that provided you with the first loan.
  • Then click where it says request.

Requirements to apply for a Good Finance micro loan

Requirements to apply for a <a href=Good Finance micro loan” />

This company is the most advanced financial platform in terms of banking technology, the request for its products is made easily and simply, using electronic devices that you can have at home such as smartphones, tablets and computers, apart from that you need :

  • Be over 18 years old and in the case of Spain, reside in the country.
  • Have a mobile number where you will receive notifications and the PIN code.

Are you having a wedding? tips on how to get ready financially!

Your wedding is certainly one of the most defining events of your life. Prepare for an intimate wedding, a small wedding, or a wedding in a country of the Seventh, and in either case, you should make an accurate budget and streamline your spending. With smart planning, you can save a lot on the big day and set it aside for a wonderful honeymoon!

However, if you are unable to keep your planned budget in full, you can benefit from a well-tailored, personalized personal loan plan, so you may want to calculate it eventually. Read on to find out how you can save hundreds of thousands on your wedding with relatively little compromise.

The word “wedding” multiplies prices

You must have already experienced that everything that qualifies as a wedding service, accessories, accessory will sell at a multiple price. It is important to be aware of it, it is worth choosing the simplest of all.

Forget the gold-priced wedding-specific cosmetic treatment, the expensive makeup packages available from 0 to 24 hours: you won’t be able to refresh your makeup in the high season 2-3 times during the big day, or you can do it yourself .

Can your wallet carry the wedding dress of your dreams?

Can your wallet carry the wedding dress of your dreams?

Continuing with the previous line of thought, we also note that you do not always have to choose the most expensive outfit. You can make really beautiful and unique pieces with a seamstress bypassing the high-priced salons, and you can have a fully personalized wedding dress for a fraction of designer dresses.

You should consider whether you are buying at all or satisfied with renting, as you should keep in mind the clothes of your dreams, which can be problematic if you can barely fit in your closet. Why spend a lot of money on something that gets dusted in the basement or attic after a while?

Think carefully about your wedding guest list!

Understandably, you want to share the most beautiful moments of your wedding with the most important guests you care about, but if cost effectiveness is important, you have to draw that line. Count the amount of money you can save by reducing the guest list by 5-10 people: you can save tens of thousands of dollars and recycle it (richer dress, bigger wedding cake, better band, etc.). Try to resist the temptation and the pressure. Indeed, only invite those with whom you have a relationship of trust that justifies their invitation.

You don’t always have goose liver in your wedding menu!

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Believe it or not, according to experts, the quality of the food is more important than the specialty of the dishes. Experience has shown that a host of guests remember good tastes and overall impressions, not the specific wedding menu. Therefore, if you do not mind, choose the traditional Hungarian cuisine, which is proportionally available at the best price. If you choose the cuisine and specialties of other nations, be prepared for the price of the wedding menu to increase by thousands of forints. Consideration should also be given to a buffet or meal service.

The latter is much more expensive, since around 10 tables per table. The service providers count on two waiters, and their remuneration significantly increases the price of a given wedding catering package. The buffet, on the other hand, can be creatively decorated with your own hands, cost-effectively, and guests can move a little between meals. In addition, they can mingle and get to know each other better, resulting in a more relaxed atmosphere.